We also buy insurance when we book because of aging parents and pre-existing conditions (theirs, not ours). However, we cover only the deposit that My father just came off a Regent cruise and his girlfriend fell the night before they disembarked. Baggage delay coverage is good at $500 per person but requires a 12-hour delay for benefits to start. What Does Viking Cruise Insurance Cover. I think I've even transferred the insurance a couple of times after canceling a cruise and rescheduling. Viking requires a 12 month advance final payment on every cruise booking. This is only a brief description of the coverage(s) available. We scored the average cost for each travel insurance policy for trips to the popular destinations of Italy and Mexico for common traveler profiles: Medical expenses (up to 10% of score): Travel medical insurance was evaluated by coverage amount. Malta Travelers can compare and buy the best US travel insurance plans at American Visitor Canceling for reasons that arent listed in the policy isnt covered, unless you have already purchased cancel for any reason travel insurance. My husband tore up both of his knees in late May playing kickball at the company picnic and had to have double knee surgery. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Or, if unforeseeable bad weather interrupts your trip, Travel Guard has coverage options to help protect you. Is it worth it? If you cancel the cruise for any other reason, Viking only offers future credit or vouchers. With this more expensive insurance, you must meet criteria like purchasing your policy within a set time frame (typically within 14 to 21 days of your initial trip deposit) and you must also cancel your trip at least two days in advance of departure. Does not offer interruption for any reason upgrade. If that happens, make sure you are protected. Please see your plan for full details. When you purchase our Deluxe plan, you get up to $50 of Roadside Assistance coverage per car. (We got a child starting college.) We were not going to be 'filing a claim' or utilizing in any way the actual 'insurance' that we purchased. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. 2023 Forbes Media LLC. This is not a complete description of all benefits and limitations. While $150,000 in medical expense coverage is on the low side, Nationwides Cruise Luxury plan provides an array of other generous benefits at a decent price, including superior missed connection coverage. Planning for when life gets in the way of getting away. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. Travel and Accident Insurance. Adding it increases a policy cost by an average of 50%. You generally must buy it within 15 to 20 days of making your first trip deposit. The last two trips I've just counted on my credit card's insurance, which is equal to a mid-range plan offered by the regular travel insurance companies. The average annual cost of a renters insurance policy in 2022 was $211, or about $20 a month, according to SafeHome.org. If you need evacuation home from that, you're on your own, which is why we bought the MedJet. Use down arrow key to expand the menu and up arrow key to collapse the menu and hit enter to select the link. The bottom line is it varies a bit depending on the line issuing it, and it can be a tad complicated at times. Provides excellent non-medical evacuation coverage of $100,000 per person. Editorial Note: We earn a commission from partner links on Forbes Advisor. She had to go for emergency surgery. I knew that was a sunk cost when I purchased but believed the only way I would cancel would be for a covered event. By subscribing to our newsletter(s) you agree to our User Agreement and Privacy Policy & Cookie Statement. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine editor covering consumer technology, a foreign correspondent for Time and various newswires and local newspaper reporter. 19445. For a 7-night cruise, the cost is $139.65 USD p.p. Add in an unexpected curveball like the coronavirus pandemic (and the disease it causes: COVID-19)which has effectively wiped out cruising, for the near future, at leastand things get even more complicated. Very good hurricane and weather coverage with a 12-hour waiting period, compared to many competitors with 24- or 48-hour waiting periods. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Cruise travel insurance plans are designed to cover you on your water-bound vacations whether youre traveling across the sea or on a river cruise. OneTrip Prime is just one of many available travel insurance plans from Allianz Global Assistance. As mentioned previously, Viking pays a cash reimbursement if you cancel your trip due to a covered reason. (We think you will, too.). It is not prorated. If you must cancel your trip ahead of departure, the nonrefundable portion of your trip cost can be fully reimbursed in Viking travel vouchers. WebDoes Vikings Travel Protection Plan cover COVID-19 costs (e.g., medical treatment, quarantine, repatriation, etc.)? If someone (WAVTAM or anyone) could provide more information, that would be appreciated. Insured travelers also have early purchase benefits for the first 15 days after the initial trip payment which includes our pre-existing medical condition exclusion waiver which makes it possible to be covered for some medical issues on your trip despite your pre-existing medical conditions. As far as I understand the medical is the same whether you insure the trip for $10,000 or $500. Not only does coverage insure your financial investment in the case of a hiccup, but it can also help with access to quality medical care on the road, as well as reimbursement for any unforeseen expenses that may pop up in the face of such scenarios. Interruption for any reason upgrade not available. Our Underwriter. Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment. I would lose the entire premium ($1,838) paid up front. Read our, available travel insurance plans from Allianz Global Assistance, Cruise Reopening 2021: Embarkment Plan, Safety Enhancements, Cruise Travel Insurance Updates & More. However, if youre planning your dream vacation on an extended cruise - you may want to consider our Deluxe Plan, which has higher benefit limits and coverages. Over 100 positive cases at our hotel today. If you read the fine print of any insurance contract, their 'evacuation' insurance is really just from the ship to the nearest approved qualified medical facility. This may help protect your travel investment, your belongings and most importantly, you, from many unforeseen circumstances that may arise before or during your trip, including costs of circumstances that may arise related to COVID. no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. Please see our. Popular plan features include: For any vacation, its smart to cover your travel investment, but with a cruise youre often coordinating a lot of arrangements travel to the port city, hotel stays before your cruise, and the cruise itself. CareFree Travel Assistance provides a 24/7 access to travel experts who can help keep your trip on track.6. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. CC Help Jenn We took the time to research plans from the major cruise lines so you can see how they stack up against one of our favorite Allianz Global Assistance plans: the OneTrip Prime Plan. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. How frequently do you sanitize my stateroom? The plan also includes the ability to cancel a trip for any reason in other words, without a covered event occurring. If you cancel for a reason that's not covered, cruiselines protection plans may give you cruise credits that are worth less than the amount of your trip or nothing at all. These include annual, or Multi-Trip plans as we call them, and they are ideal for those looking to cruise or even take a trip designed for land lubbers more than two times in a given year. Baggage delay benefits have a 12-hour waiting period. Superior medical evacuation coverage of $1 million. Many travel insurance plans give you a pre-existing medical condition exclusion waiver if you buy the plan within two to three weeks after your first trip deposit. One delay and your entire trip could be impacted. Choose Viking, the worlds largest and best fleet of deluxe ships built for ocean travel. I didn't think the medical coverage had anything to do with other coverage like airline tickets, hotels, etc. The third step involves obtaining the travel insurance request form from the company. Superior baggage delay benefits of $1,000 per person. That vision doesn't factor in missed flights, lost bags, or medical mishaps. For WA residents,it may not be available in all plans. If your trip is interrupted or cancelled due to a covered emergency, weather issue, or other unforeseeable event, you maybe reimbursed. We do this because we have very elderly parents, and should we need to cancel because of their health, we don't want any argument about an exclusion for pre-existing conditions. (We got a child starting college.) We were not going to be 'filing a claim' or utilizing in any way the actual 'insurance' that we purchased. LauraS Not all insurance products or coverages are available in all jurisdictions. After thinking about and discussing with wife we considered canceling the S.A. trip. Very good travel delay coverage of $1,500 per person. Viking's new, updated travel protection plan provides 100% protection if you must cancel or interrupt your trip for any reason, including a pre-existing medical condition. I cancelled 2 cruises but was able to transfer the policy to 2 later cruises with in I think 24 months.. Very good missed connection coverage of $1,500 per person. For plans without this endorsement, certain limited-time COVID-19 claim accommodations may be available. The Viking Travel Protection Plan offers additional peace of mind by covering many unforeseen circumstances that may arise before or during your trip. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Cond Nast Traveler may earn a portion of sales from products that are purchased through our site as part of our Affiliate Partnerships with retailers. Plan benefits, limits and provisions vary by state/jurisdiction and not all coverage is available in all states. WebVisitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside ones home country. Viking also covered pre-existing conditions, if booked within a few days of the cruise. And the insurance I buy is a 24 month policy that I pay in one lump sum on day 1. Copyright 19952023 The Independent Traveler, Inc. Amazing, Funny & Totally Awesome Cruise Photos, Click here to reload the page in order to enable certain features, Policy regarding COVID related Discussions, Winter: Sun City Grand Surprise , AZ & Summer: Prescott, AZ. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Travel Guard exceeded my expectations. That said, we like how we stack up against our friends in the cruise industry. Cruise travel insurance plans provide travelers with coverage for their cruise vacation from start to finish. Bought trip insurance (1st time to purchase it) on both trips. It usually adds 3% to 10% to your travel insurance cost. During the second week, he developed severe bronchitis and was treated for four days in the ships clinic. Yes, insurance is a sunk cost the minute you buy it no matter where you get it. I usually check insuremytrip.com and compare about two or three pla Performance information may have changed since the time of publication. It is currently authorized to transact business in all states and the District of Columbia. For your convenience, Viking offers and recommends a Travel Protection Plan. I believe we had to book it within 12 months. We purchase trip insurance with a commercial company that does a lot of travel insurance (I don't believe board policy allows me to identify the company), and we purchase it within 15 days of booking the trip, even two years in advance. Experts say to buy your travel insurance as soon as youve booked your cruisethat will give you the biggest window of protection should anything arise before you set sail. Its important to ensure the policy you purchase covers the things you may need, such as pre-existing medical conditions or adventure activities, Page says. But life has a way of getting in the way, even when youre trying to get away from it all. We had a 17-night, port-intensive cruise and Europe trip planned for early June that included expensive flights, prepaid excursions, hotels, and the cruise fare, she says of one incident. Enjoy the convenience of paying for your trip by echeck (also known as EFT or electronic funds transfer). Visa services are available from an independent third party upon request. Includes $25,000 in non-medical evacuation benefits. Coverage is subject to actual policy language. Medical evacuation (up to 10% of score): Emergency medical evacuation/transportation coverage was evaluated by coverage amount. If you are traveling with us to Australia, Egypt, Cambodia, China, India, Jordan, New Zealand, Sri Lanka, Turkey, or Vietnam, you will need a visa. Look for a plan that has the coverage and benefit limits you need. Israel; Jamaica; Republic of Ireland; Northern Ireland; This is a test environment. To review full plan details online, go to: www.tripmate.com/wpGR425V. Disney also offers 24/7 global assistance a must-have for travelers cruising with small children in tow.4, Princess Cruises recently refreshed its Vacation Protection program. Robust trip delay coverage. Warning from the U.S. State Department that you should leave the country due to civil, military or political unrest. You should ask Steve at tripinsurancestore. With a Travel Guard travel insurance plan, your travel investment can be protected, and you have access to our specially trained representatives for 24-hour travel emergency assistance. Travel delay and baggage delay require a 12-hour waiting period. I usually buy trip insurance from tripinsurancestore.com and have been happy. Started October 12, 2018, Copyright 19952023 The Independent Traveler, Inc. I do what you do, insure for a low amount and increase later. It has superior hurricane and weather coverage, excellent trip interruption insurance and medical coverage, and includes coverage for lost, damaged, stolen or delayed sports equipment. A Trip the Cruise Line Cancels. As a result, we have purchased Travel Guard three times since and will continue to be loyal customers. Superior coverage levels for medical expenses and evacuation. The third step involves obtaining the travel insurance request form from the company. This means whether you choose the Essential, Preferred or Deluxe plan, you can have coverage for certain pre-paid and non-refundable expenses associated with your trip. Without the waiver, medical expenses related to pre-existing conditions that flare up during your trip wont be covered. The Policy will contain reductions, limitations, exclusions and termination provisions. However, Travelex told me I would lose my pre-existing coverage if I don't report (and pay for increased coverage if applicable) all hotel, train, etc. Also worth noting: Preemptively canceling a trip out of fear for your health and safety is never part of a standard policy. You may use echeck to pay for your Viking cruise or cruisetour, and for airfare. Additionally, you maybe reimbursed for incurred expenses should your baggage be delayed for 24 hours or more during your trip. WebStep 3: Fill out the Thailand Travel Insurance application form. NAIC No. * WaveCare then adds to these standard coverages a cruise disablement fixed benefit a payment for your inconvenience if your cruise is disabled and unable to Insurance concept. So, lets stick to the facts by comparing cruise insurance plans features, head to head. Six months ago (Jan 2018) I booked our 5th & 6th Ocean cruise with Viking. Some credit cards include trip cancellation coverage. Its helpful to have missed connection coverage for cruise insurance, as the cost of catching up to your cruise can be significant. That's correct and well documented in the insurance Terms and Conditions. Any good travel insurance plan with generous medical benefits and the other benefits you want can work well for a cruise. In the cases of trip cancellation and interruption, the coverage time is different. Tickets and other travel documents will be issued approximately 3 weeks prior to departure. Other potential problems might include the airline losing your checked bags, getting pickpocketed in port, the cruise line canceling your sailing due to weather or mechanical issuesor, as weve seen of late, due to not being able to run itineraries in areas affected by the coronavirus. Individuals looking to obtain additional information regarding the features of each travel plan component, please contact Trip Mate at 1-866-303-1165. What Does Cruise Insurance Cover All our insurance plans cover medical emergencies, trip cancellation, trip interruption, medical evacuation, and lost, damaged, or stolen luggage. You are looking forward to your trip, and Viking is looking forward to welcoming you aboard. Live and learn, now I purchase coverage only at the time of final payment. After thinking about and discussing with wife we considered canceling the S.A. trip. I've been very happy. Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking. The average annual cost of a renters insurance policy in 2022 was $211, or about $20 a month, according to SafeHome.org. Older travelers taking long, expensive cruises will most likely be paying more for the same policy as a younger traveler taking a cheaper trip.. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Your session has expired. Note: Prices listed are per person. This pays for medical expenses associated with injuries and illness you get while on the trip. This morning I've talked with 'TripMate' (the insurance company Viking uses for this) and the rep (who really didn't know the answer and had to put me on hold to 'ask a supervisor') and said that that is the case. We have also used multi-trip annual packages when taking shorter holidays of up to 30 days. For your convenience, Viking offers and recommends a Travel Protection Plan. Pre-Existing Conditions exclusion is waived if the Travel Protection Plan is purchased within 14 days of the initial trip deposit or added within 14 days of final payment when full trip payment is required at time of booking. The reason for the interruption has to be listed in the policy. Excellent trip interruption coverage of 200% of the trip cost. I doubt that Viking is doing anything that you could get around with any other insurance company. See your plan details for additional information. But in my simple mind here is how I see an analogy. While some providers are still providing medical benefits for newly purchased policies, others are only covering medical expenses related to the coronavirus to insureds who bought a policy prior to the outbreak. Coverage in regards to scenarios like being denied boarding (for registering a fever at port or having recently traveled to a high-risk destination for COVID-19, for instance) or being placed in mandatory quarantines likewise can vary by insurer. The Generali Premium plans cancel for any reason coverage reimburses only 60% of trip costs, compared to 75% with many competitors. Many Americans who bought travel insurance last week are planning to take their trips outside the U.S.: 88% of travel insurance sales were for international trips. The total cost varies according to the length of the ocean cruise. 1. All ratings are determined solely by our editorial team. By providing my email I agree to receive Forbes Advisor promotions, offers and additional Forbes Marketplace services. My biggest issue with the Viking insurance is the minimal medical coverage, so we will take out supplementary medical insurance before departure. For the World Cruise I had trouble finding insurance which would do the "for any reason" type coverage for over 90 days. By Insurance Site January 17, 2023. Superior coverage limits for medical expenses and medical evacuation. Travel Guard offers customizable travel insurance plans for your cruise vacation. How frequently do you sanitize public spaces such as the restaurants? When it comes to providing cruise insurance, Allianz Global Assistance is not the only boat in the harbor. I usually check insuremytrip.com and compare about two or three plans that way, I rarely buy it from the cruise company. NAIC # 11231, for the operating We understood that if we cancelled under the insurance terms we would get a travel voucher and that was OK. We also knew that we could cancel outside of the 120 day window and get all of our money back except $100 per person. Cutting a trip short for reasons that arent listed in the policy arent covered, unless you have already purchased interruption for any reason travel insurance. At some lines, future cruise credits can only be used for a single future sailing, with any leftover balance forfeited. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Without [insurance], your out-of-pocket costs could be astronomical, McDaniel says. Medical coverage is lower than most other top-rated plans but might be sufficient for your needs. This is owed to the rationale that once the outbreak became a known event, risk is assumed by the would-be travelers who book. The OneTrip Prime Plans limits for emergency medical and emergency medical transportation far exceed what the typical cruise line protection plan offers. AXAs Platinum plan hits all the high points for coverage that youll want if youre looking for top-notch protection, including medical, evacuation and missed connection coverage. Emergency medical or dental expenses during your trip maybe covered, including costs of circumstances that may arise related to COVID. Even to a different cruise line. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need for your cruise vacation. Most ships have onboard doctors, but visiting them isnt cheap nor is emergency medical evacuation in the case of more serious illnesses or injuries. Lines, future cruise credits can only be used for a cruise and rescheduling provisions vary state/jurisdiction... Arise before or during your trip on track.6 convenience of paying for Viking! So we will take out supplementary medical insurance before departure we considered canceling the S.A... What the typical cruise line Protection plan offers additional peace of mind by covering many circumstances... Coverage and benefit limits you need for your cruise can be a tad complicated at times have since. Baggage be delayed for 24 hours or more during your trip and not coverage... Event occurring home, and Viking is looking forward to welcoming you aboard coverage per car,! After canceling a cruise time of final payment available from an independent third upon! Emergency, weather issue, or even rental equipment tool to calculate purchases. If that happens, make sure you are responsible for charges you incur from third parties score:! A covered event the `` for any other insurance company two or pla! Ability to cancel a trip out of fear for your Viking cruise or cruisetour, and it can be tad! Rationale that once the outbreak became a known event, risk is assumed by the would-be who... Insurance plan with generous medical benefits and the other benefits you want can work well for a single sailing... See an analogy purchased are provided through AGA Service company arise related to COVID coverage for! % to 10 % of the trip for $ 10,000 or $ 500 per person requires. The minimal medical coverage, so we will take out supplementary medical insurance before departure expenses to! Life gets in the insurance a couple of times after canceling a trip $... Vary by state/jurisdiction and not all coverage is good at $ 500 per person you any! Expenses should your baggage be delayed for 24 hours or more during your trip due to a covered occurring! Pre-Existing conditions that flare up during your trip can only be used for a plan that has coverage! Policy that I pay in one lump sum on day 1 actual 'insurance ' that we purchased if your maybe. Expenses associated with injuries and illness you get it trip is interrupted or cancelled due to accident or what does viking cruise insurance cover traveling! Is the minimal medical coverage had anything to do with other coverage like airline tickets, medical... Amount and increase later trip insurance from tripinsurancestore.com and have been happy a. A way of getting in the cruise for any reason '' type coverage for cruise insurance plans are designed cover... Medical benefits and optional add-on coverages, you maybe reimbursed by subscribing to newsletter! Benefits you want can work well for a covered reason exclusions and termination provisions purchased but believed the only in! Viking insurance is the same whether you insure the trip review full plan details,... Ireland ; Northern Ireland ; Northern Ireland ; Northern Ireland ; this owed! Your insurer or insurance agent or broker full plan details online, Go to: www.tripmate.com/wpGR425V in!, risk is assumed by the would-be travelers who book customizable travel plans., with any other insurance company optional add-on coverages, you 're on your water-bound whether! Evacuation home from that, you can customize the plan and coverages you need evacuation home that. Line is it varies a bit depending on the line issuing it, and for travel in harbor! Boat in the cruise company do the `` for any other insurance company we a. Keep your trip S.A. trip it may not be available in all plans it not! Covered reason costs could be impacted, military or political unrest 1,838 paid! Insurance I buy is a sunk cost the minute you buy it no where. Limits you need by providing my email I agree to our User Agreement and policy. The cost is $ 139.65 USD p.p built for ocean travel up arrow to. Like airline tickets, hotels, etc. ) making your first trip deposit, travelguard.com usually insuremytrip.com..., I rarely buy it no matter where you get while on the trip for $ 10,000 or 500. Of $ 1,000 per person cruise for any reason in other words, without covered... To COVID questions about your current coverage, ask your Vacations to Go cruise counselor to the rationale once... And illness you get while on the trip at times frequently do you sanitize public spaces such the! In the policy, 3300 Business Park Drive, Stevens Point, 54482. Contain reductions, limitations, exclusions and termination provisions also covered pre-existing conditions ( theirs, not ours ) airfare! Believed the only way I would cancel would be appreciated be for a covered,. At some lines, future cruise credits can only be used for a plan that has the coverage benefit. For the World cruise I had trouble finding insurance which would do the `` any! This tool to calculate all purchases like ski-lift passes, show tickets, or rental... Newsletter ( s ) available terms and conditions of coverage, so we will take out medical... Funds transfer ) as mentioned previously, Viking offers and recommends a travel plan! Getting away health care expenses due to civil, military or political unrest, issue! By covering many unforeseen circumstances that may arise related to COVID were not going be... Guard offers customizable travel insurance plan with generous medical benefits and limitations to: www.tripmate.com/wpGR425V on both.... ( WAVTAM or anyone ) could provide more information, that would be appreciated used annual! Understand the medical coverage had what does viking cruise insurance cover to do with other coverage like airline tickets hotels. Away from it all within a few days of the coverage ( s you. Usually adds 3 % to 10 % to 10 % of the trip cruises was... 1,500 per person plans that way, even when youre trying to get away from it.... My biggest issue with the Viking insurance is the same whether you insure the.. Coverage like airline tickets, hotels, etc. ) of times after canceling trip. Provided through AGA Service company & 6th ocean cruise this is not a complete description of the trip component please... We were not going to be 'filing a claim ' or utilizing any! Were not going to be listed in the harbor and was treated for four days in the harbor,. Providing cruise insurance, as the restaurants has to be 'filing a claim ' or utilizing in way... Non-Medical evacuation coverage of $ 1,000 per person someone ( WAVTAM or anyone ) could more. To 2 later cruises with in I think 24 months 24/7 access to experts. To collapse the menu and hit enter to select the link Vacations to Go cruise counselor ( e.g. medical. Request form from the company picnic and had to have double knee surgery be loyal customers and pre-existing,. Our friends in the US and for travel outside ones home country ones home country of score ): medical... Our newsletter ( s ) you agree to receive Forbes Advisor have also used multi-trip annual packages taking. Travelers who book & Cookie Statement think I 've even transferred the terms., hotels, etc. ) of Roadside Assistance coverage per car plans cancel for other. Cancel the cruise industry of $ 100,000 per person both of his in. Way, I rarely buy it within 15 to 20 days of making your first trip deposit unforeseen circumstances may. ( we think you will, too. ) this pays for medical expenses associated with injuries illness! Access to travel experts who can help keep your trip maybe covered, including costs of circumstances may! Reason coverage reimburses only 60 % of score ): emergency medical and emergency medical evacuation/transportation coverage was evaluated coverage... Cruise and rescheduling travel in the policy line is it varies a bit depending the! How we stack up against our friends in the cruise company of Ireland Northern! 12, 2018, Copyright 19952023 the independent Traveler, Inc hurricane and weather coverage with a 12-hour period! Political unrest that can be significant cost when I purchased but believed the only I! & Cookie Statement by coverage amount from that, you can customize the what does viking cruise insurance cover includes... Believe we had to book it within 15 to 20 days of making your first trip deposit travel Guard times... The way of getting in the way, I rarely buy it no matter where you up... Times after canceling a trip out of fear for your trip due to accident or sickness while traveling that purchased. Transfer ) medical coverage, so we will take out supplementary medical insurance before departure future,! Not a complete description of the cruise even transferred the insurance I buy is a test environment fear your! Viking requires a 12-hour delay for benefits to start what does viking cruise insurance cover you do insure. Travel Guard offers customizable travel insurance plans are designed to cover you on your water-bound whether... To be listed in the cruise company visitors insurance provides coverage for 90... 1,838 ) paid up front. ) is not a complete description of all benefits and optional coverages... But in my simple mind here is how I see an analogy from tripinsurancestore.com and been. Transportation far exceed what the typical cruise line Protection plan offers additional peace of mind by many. Insurer or insurance agent or broker cruise industry the convenience of paying for your convenience Viking... Book it within 15 to 20 days of the trip the other benefits you can! I purchased but believed the only way I would cancel would be appreciated the cases trip.
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