Overdraft protection is only available on eligible Demand Deposit Accounts. Green Dot Platinum Visa Secured Credit Card See Similar Cards | Sort by: * For complete information, see the terms and conditions on the credit issuer or provider's website. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. go to creditcards.com homepage Credit Cards Visa Credit Cards Green Dot Visa Secured Credit Card ADVERTISER DISCLOSURE Partner Offer Green Dot Visa Secured Credit Card No Credit History Apply now at Green Dot's secure site Balance Transfers Intro APR N/A Purchases Intro APR N/A Regular APR N/A Annual Fee N/A This answer was first published on 01/19/21 and it was last updated on 07/15/22. Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. This question is about GO2bank Credit Cards. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Initial and ongoing direct deposits are required for overdraft coverage. Fees and limits apply. Platinum.GreenDot.com/Activate Instructions Acquire a GreenDot Platinum card Wait for it to arrive in the mail Once arrived visit platinum.greendot.com/activate Follow the on-screen instructions to activate the card One activated the GreenDot Platinum card will be immediately available for use. Account must be in good standing and chip-enabled debit card activated to opt-in. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. for Bad Credit, Cards Active personalized card required. APY may change before or after you open an account. APY may change before or after you open an account. Activated, personalized card required to access some features. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. @scott_ack 09/02/20 This answer was first published on 09/02/20. Funds are protected from unauthorized charges on successfully activated cards. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. In addition, it is not any companys responsibility to ensure all questions are answered. Applying will not hurt your credit score and you'll receive a decision almost instantly. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. The card comes with a low APR of . Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Overdrafts are paid at our discretion. Learn more at, https://www.fdic.gov/regulations/resources/rates/, https://www.ingomoney.com/partners/greendot-terms-conditions/, https://ingomoneyapp.com/terms-conditions/, https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf, See Account Agreement for terms and conditions. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Deposits under any of these trade names are aggregated for deposit insurance coverage. Credit Cards, Removing Collection Active personalized card required. Do Not Sell or Share My Personal Information. Personal Finance, View All Blog When on a mobile device, tap on * to view disclosures. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. * When on a desktop, hover over * to view important disclosures. On this site, you can conveniently make your payments, view your statements and review recent transactions. The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Copyright 2023 CreditCards.com a Red Ventures Company. APPLY WITH CONFIDENCE Opt-in required. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Build or repair your Credit Score with our assured credit card against fixed deposits. Learn more (Overdraft Protection PDF)., Opt-in required. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. How can I request for a new Greendot card? Lock and unlock your card* if misplaced, fraud alerts via text message,* chip-enabled card for extra protection. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. A $15 fee may apply to each eligible transaction that brings your account negative. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. Additional criteria may apply which can affect your eligibility and overdraft coverage. Most people who apply for a Green Card will need to complete at least two formsan immigrant petition and a Green Card application (Form I-485). Once approved, your card should arrive in 7-10 business days. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Credit Report, How $75 first year, then $99 annually (billed at $8.25 per month) Terms, fees & conditions. At the first prompt you will be asked for your Social Security Number and then you will be connected to a live customer service representative. Standard message rates apply. Its website states the following fees, but more charges may apply based on how you use the card. How do I apply for the Green Dot Platinum card? Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Other card fees apply. Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Partner terms and conditions apply. The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. Card Reviews, How Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. To make a payment using a debit card, please visit www.greendotcredit.com We give you a free credit score that is updated every 14 days and a breakdown of your credit report. They offer secured credit cards to people who want to build or improve their credit. All Products, Customer This content is not provided by the card issuer(s). Go to Settings, Manage Card. See the online credit card applications for details about the terms and conditions of an offer. Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Must be 18 or older to purchase. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. See Deposit Account Agreement for details. That way you get the best card for your needs. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Your credit cards journey is officially underway. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. The name and Social Security number on file with the IRS must match your Green Dot account to prevent fraud restrictions on the account. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. They have low APRs (annual percentage rate). Must be 18 or older to purchase. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Visit, Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Or no credit? A $5 card replacement fee will apply. The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below: Minimum age of the applicant must be 18 years and maximum should be 65 years. Cards for Bad Credit, All Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. 6 Hidden Gems of Supper Clubs in Wisconsin, Plants and flowers that stand up to Canadian winters, What you need to know about the green burial in Ohio, Kai Greene first met his girlfriend Dayana Cadeau at a bodybuilding competition, Liza Snyder Biography, Age, Height, Weight, Facts, Movies, Net Worth 2022, GRC announces collaboration with Intel to improve data center sustainability, Top 10 Green Lantern ring constructs in comic book history, Chlorophyllum-Molybdite, Green-Spore Lepiota, Tom Volk's, 28 crime scene photos of serial killers that capture their murders in chilling detail. When you click on the "Apply Now" or "Learn More" button, Finance Globeis connecting you to the offer or 3rd party website. Fees on yourprimary deposit account may reduce earnings on your savingsaccount, The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information. Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early. Up to $1,000 credit limit subject to credit approval. * When on a desktop, hover over * to view important disclosures. Approval review usually takes 3-5 minutes but may take up to one hour. The APR is 19.99%* Fixed. Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . Monthly fee waived when you receive at least one direct deposit of payroll or government benefits during the previous monthly statement period, otherwise $5 per month. Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. with opt-in & eligible direct deposits*. APR Cards, Balance Green Dot Platinum Visa Secured Credit Card. How can I pay my Lane Bryant Credit Card? About a day later, the credit appeared on my Green Dot account. Open an account now with the newest member of the Green Dot family or pick up a card in a retail store near you. Not a gift card. Earn a 1% cash back reward on all other purchases. visit GreenDot.com/DollarTreeTaxReward, Green Dot offers 3 cards to shop, save, send money and more. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022 and may change before or after you open an account. A $15 fee may apply to each eligible purchase transaction that brings your account negative. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. MonitoringTrack It, Cash ReportingBuild It, Identity ProtectionGuard Review, Dispute SimplyCash Card from American Express. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Savings account rates are based on the $2,500product tier of insured depository institutions for which data is available. Your wireless carrier may charge a fee for data usage. Loans, Auto See Account Agreement at GreenDot.com for terms and conditions. Overdraft protection is only available on eligible Demand Deposit Accounts. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number Hire the best financial advisor for your needs. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. If approved, Green Dot . The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your Green Dot transaction history. You can apply for the Green Dot Platinum card by filling out the application online. Debt, All Privacy Policy. Fees apply for approved Money in Minutes transactions funded to your card or account. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. What When on a mobile device, tap on * to view disclosures. You may want to hire a professional before making any decision. Pre-qualify without affecting your credit score. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. Get your tax refund up to 5 days early. Apply Now Apply Now Green Dot Platinum Visa Quick Summary: This Visa offer is issued by Green Dot Bank. The Money Vault is available with the Green Dot Visa Debit Card and Pay As You Go Visa Debit Card. Partner terms and conditions apply. Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). Please note, our cards cannot be used at ATMs outside of the United States. A $15 fee may apply to each eligible purchase transaction that brings your account negative. You may only transfer money in or out of the Vault 20 times per day. 410 reviews. Your Cardholder Agreement may be different, login to see your Cardholder Agreement. Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Account funds are FDIC-insured up to the allowable limits through Green Dot Bank, Member FDIC upon verification of Cardholders identity. 2 stars. Cards, Debit Ingo Money is a service provided by First Century Bank, N.A. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! $1.50 per transaction fee. Approval review usually takes 3-5 minutes but may take up to one hour. Plus, it has a $0 annual fee. Do Not Sell or Share My Personal Information. How to Start Building APY may change before or after you open anaccount. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Application and approval process are quick and easy. Initial and ongoing direct deposits are required for overdraft coverage. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. @sydneygarth 07/15/22 This answer was first published on 01/19/21 and it was last updated on 07/15/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Limits apply. Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. Active personalized card required. Opt-in required. You may want to hire a professional before making any decision. Overdrafts are paid at our discretion. Green Dot has several secured credit cards that they offer to consumers. You don't earn rewards on every purchase. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Important Rates: If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. This may open a replacement window on your screen with a form . Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Fees may apply. Annual Fee: $75/99. How do I apply for the Green Dot Platinum card? For most cards, pay with cash by 6 PM EST for your transaction to post the next business day, excluding weekends and holidays. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Green Dot Bank also operates under thefollowing registered trade names: GO2bank,GoBankandBonneville Bank. APY may change before or after you open an account. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Pick up a card at a retail store near you! Fees on your primary deposit account may reduce earnings on your savings account. PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . How Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Limits apply. As such, early direct deposit availability may vary from pay period to pay period. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Enter your card number or SSN (Social Security number) and follow the voice prompts to manage your account or get connected to a customer service representative. read full answer, By Mail: Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: Card Services P.O. Credit Report Card, Free Account must be in good standing and chip-enabled debit card activated to opt-in. Free Deposits The Green Dot Prepaid Visa card lets you make direct deposits onto your card for free. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information.. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) as of October 2022. Your Credit, Monitoring These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Most people will qualify for this card. 2.00% Annual Percentage Yield. The system will ask for your card number or Social Security number along with your . Green Dot reports to all three credit bureaus. Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. All checks subject to review for approval. Jan 25, 2021. No monthly fee when you direct deposit $500 or more in the previous monthly period. When the merchants aren't declining the cards, Green Dot is. APY may change before or after you open an account. Log into the Green Dot app. Blog Home > Credit Cards > Credit Card Reviews > Green Dot SpotlightBuilding Your Credit. Credit Score, Compare A $15 fee may apply to each eligible purchase transaction that brings your account negative. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Add to Compare. Includes most Visa, Mastercard, and Discover cards. Hire the best financial advisor for your needs. At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. See Deposit Account Agreement (PDF) for terms and conditions. Calculator, Auto If you need to activate your Green Dot Visa Secured Credit Card, you can do so online. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. 10% cashback up to INR1,000 on all transactions made within first 30 days of card issuance. About Credit Scores, Personal Like every other card on this list, the Green Dot primor Visa Classic Secured Credit Card doesnt require a credit history or credit check. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. This question is about GO2bank Credit Cards. Overdraft protection is only available on eligible Demand Deposit Accounts. I authorize Unique Platinum to charge my credit/debit card immediately for the initial fee of $19.95 and every (30) days thereafter $19.95 in which I maintain . Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Consumers can apply for the Green Dot Platinum Visa card online in minutes. Fees apply for approved Money in Minutes transactions funded to your card or account. SeeAccount Agreementfor details. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. Standard message rates apply. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Apply only if you have income sufficient enough to make monthly payments or you will not be approved. Fees on your primary deposit account may reduce earnings on your savings account. Credit, How Does Credit Repair In the meantime, explore other great offers from our top credit cards. Bureaus. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. The address is: How do I get a credit card for the first time? Additional criteria may apply which can affect your eligibility and your overdraft coverage. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. & Utility ReportingBuild It, Identity Check the data at the top of this page and the bank's website for the most current information. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. 4.50% Annual Percentage Yield (APY) as of January 2023. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service, Track spending and payments with email alerts. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. Designed to help you build credit with responsible use, Good credit or bank account is not required, Pre-qualifying will not impact your credit score. Additional criteria may apply which can affect your eligibility and overdraft coverage. The Green Dot customer service phone number is (866) 795-7597. For Green Dot Cash Back Visa Debit Card, 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. What does American Express card member presale mean? APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF SimplyCash Preferred Card from American Express. Visit, Activate your Card for FDIC insurance eligibility and other protections. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Once approved, your card should arrive in 7-10 business days. Apply For Green Dot Platinum Credit Card. 5 stars. Other fees may apply. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Enter your cell phone number and well send you a link to install the WalletHub app. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Activation requires online access, mobile number and identity verification (including SSN) to open an account and. The minimum security deposit for this card is $200. Loans, Student Do you get refunded for World Series tickets? Card balance limits apply. Overdraft protection up to $200 Initial and ongoing direct deposits are required for overdraft coverage. Cash back is earned on qualifying online and mobile purchases.
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